Des Moines, IA
This 100-bed skilled nursing facility in Iowa came under new ownership in l...
FAST, FLEXIBLE WORKING CAPITAL SOLUTIONS
At eCapital, we offer fast, flexible financing to get your clients the working capital they need to thrive.
FINANCING SOLUTIONS FOR FINANCIAL ADVISORS
BOOST THE BOTTOM LINE
Business vitality is reliant on cash flow. Working capital is not just a financial metric but a dynamic tool for operational and strategic resilience.
We tailor our working capital finance solutions to the specific needs of the business, whether it’s stabilizing operations, addressing debt burdens, or investing in growth initiatives to strike an ideal balance between liquidity and operational efficiency. By focusing on working capital as a strategic asset, the business is prepared to face financial challenges and seize opportunities for long-term success.
ELIMINATE CASH FLOW SHORTAGES QUICKLY
Recurring cash flow shortage can create several problems for
businesses. Addressing cash flow shortages can yield numerous benefits
for businesses, including:
- Improved financial stability
- Enhanced supplier relationships
- Increased growth opportunities
- Competitive advantage
BOOST WORKING CAPITAL & FINANCIAL FLEXIBILITY
Sufficient working capital allows the business to fulfill short-term financial needs, maintain strong supplier relationships, and replenish inventory promptly.
More financial flexibility enables swift adaptation to market changes, capturing new opportunities, and investing in innovation or expansion. These aspects contribute to long-term success, enhancing competitiveness and fostering sustainable growth.
INDUSTRIES WE SERVE
WE OFFER FUNDING SERVICES FOR ALL TYPES OF BUSINESSES
We specialize in the provision of working capital solutions to businesses across North America and the UK. You can rely on our industry experts to get your client’s business back on track and set up for future success.
SERVICE
CONSUMER PACKAGED GOODS
HEALTH AND BEAUTY
CONSULTING
OILFIELD SERVICES
WHOLESALE & DISTRIBUTION
APPAREL
TELCOM/WIRELESS
OUR SOLUTIONS FOR FINANCIAL ADVISORS
In today’s ever-evolving business environment, unique challenges demand innovative and customized financial strategies. Our expertise in collaboration brings diverse perspectives and expertise to the table, fostering a richer understanding of the situation and facilitating the design of more effective and tailored solutions.
Asset-Based Lending
Advance rates on collateral:
- Up to 90% of the value of accounts receivable
- Up to 75% of NOLV of inventory
- Up to 75% on equipment
- Up to 50% on real estate
Facilities up to $50 million. Flexible and covenant light.
Invoice Factoring
Advance rates on the value of accounts receivable:
- Transportation: Up to 100%
- Staffing: Up to 95%
- Other Industries: Up to 90%
Notified or confidential.
Recourse, Non-Recourse and Off-Balance Sheet structures.
90 days outstanding, up to 120 days in some cases.
Visa Commercial Cards, InstaPay and self-directed funding.
Lines of Credit
Credit amounts based on collateral values. Seamless integration and online account management.
Asset Refinancing
- eCapital clients can release additional working capital based on the valuation of equipment.
- Up to 75% of the appraised value.
WHY CHOOSE US AS YOUR FINANCING PARTNER?
eCapital is an award-winning, industry-leader in the restructuring & turnaround funding space. Here are a few reasons why businesses choose eCapital as their financing partner:
Flexible and Responsive
We understand the unique challenges of turnaround situations and work with you to find creative solutions.
Maximum Valuations
We provide industry-leading valuations on assets with up to 85% Net Orderly Liquidation Value (NOLV).
Better Value
We offer the highest asset valuations at competitive Annual Percentage Rates (APR).
Industry Expertise
Due to our extensive years of experience in 80+ industries, we’re able to quickly provide your business with a tailor-made solution.
Unparalleled Management
You can count on our team to be a valued consultant for the life of your financing and beyond. Your success is our success.
Fast & Easy Application
Applications are received, reviewed, and qualified within days and we pride ourselves on quick, easy & honest service.
OUR INDUSTRY PARTNERS
POWERFUL PARTNERSHIPS THAT PAVE THE WAY FOR SUCCESS
As a member of the alternative financing and commercial lending space for over 25 years, we’ve fostered partnerships with the industry’s leading organizations. Here are a few of those organizations you may recognize:
FREQUENTLY ASKED QUESTIONS
How do you work with financial advisors?
We are your partner in developing a finance solution that will help your client achieve their goals. Our flexible and customized approach enables us to act quickly and efficiently to solve the cash flow challenges of the business and ensure it is set for success.
What financial products do you offer?
Our financial products include:
- Asset-based lending: Leverage assets to finance long-term profitable growth with maximum flexibility.
- Invoice factoring: Quickly release working capital from outstanding invoices.
- Lines of credit: Manage short-term cash flow needs.
- Asset refinancing: Release additional capital based on the value of inventory, machinery, and equipment.
What is your typical timeline to fund a transaction?
There are many factors that impact the time it takes to fund a transaction. Generally, a factoring facility can be completed in less than 30 days and an asset-based lending facility within 30 to 45 days.
What makes eCapital a great partner for financial advisors?
Our knowledgeable management team has forty years of experience working with financial advisors. We respect the financial advisor/client relationship and work with you to determine our level of involvement throughout the financing process.
How do I refer a client to eCapital?
If you have a client that may benefit from our financing solutions, complete the form above or give us a call. You’ll be connected with a funding specialist to discuss how we can help.
How do I become an eCapital partner?
Reach out to us expressing your interest in becoming a partner by filling out the form above or giving us a call. Our partner team will be happy to assist you.
Let's Talk
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