Howard is responsible for generating, analyzing, structuring, and managing new client relationships. With extensive experience in working through new and existing transactions, Howard has a very unique and in-depth way of looking at his clients. Prior to joining Gerber Finance, Howard worked with a wide variety of companies across many industries nationwide. He is a member of the New York Commercial Finance Association, New Jersey Commercial Finance Association, National Commercial Finance Association, Garden State Credit Association, New York Banking and Finance, Needlers Foundation, and Big Brothers Big Sisters of New York City. Howard graduated from Rider University with a BA in Liberal Arts, with a focus on Business and a minor in Communications.