What are the estimated costs that I am responsible for, including legal fees, in order to close the loan?
This could vary enormously. Some lenders have standard documents and in-house counsel to make the cost of the service nominal or even free. Others will require you to pay for their lawyers to draw the documents. As you will want your lawyers to review all documents before you sign, you could be in for a double whammy. Ask potential lenders to be specific about when and where legal fees will occur.